FlyerKey · Credit Card · Bank of America
Bank of America Premium Rewardsvisa
Card facts; redemption value fed by community reports. Commission never ranks.
Bank of Americavisa
Bank of America Premium Rewards
bofa-preferred-rewards
Annual feeUSD 95
Is the fee worth it?Reference est.
Annual feeUSD 95
High fee — worth it only with frequent use.
Reference estimates only. Commission plays no part in this calculation.
01
Earn rates
2×
🍽 dining
2×
✈ travel
1.5×
✦ other
02
Transfer partners
03
Key benefits
$100 airline incidental credit
Issuer-statedUp to 75% bonus with Preferred Rewards
Issuer-stated04
Card facts
- Issuer-statedThe card carries a $95 annual fee, not waived the first year.as of 2026-06-13
- Issuer-statedEarns 1.5x other, 2x dining, 2x travel.as of 2026-06-13
- UnverifiedProvides up to $100 per calendar year in airline incidental credits and up to $100 in TSA PreCheck/Global Entry application fee credit once every four years.
- UnverifiedEarn 2 points per $1 on travel and dining and 1.5 points per $1 on all other purchases; Preferred Rewards members can earn 25%-75% more.
- UnverifiedThe card charges no foreign transaction fee.
- UnverifiedThe card does not include any airport lounge membership or access benefit.
- UnverifiedEarn 60,000 online bonus points after making at least $4,000 in purchases within the first 90 days of account opening.
- UnverifiedPoints are worth 1 cent each toward cash back or travel and are not transferable to airline or hotel loyalty programs.
- UnverifiedIncludes trip delay reimbursement up to $500 per ticket for delays over 12 hours, trip cancellation/interruption up to $5,000 per person, baggage delay up to $100/day for 5 days, and secondary auto rental collision damage waiver.
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