Citi Custom Cashmastercard

The Citi Custom Cash Card has no annual fee.

Earns 1x other, 5x top category.

Earns an additional 4% cash back on hotels, car rentals, and attractions booked through the Citi Travel portal through June 30, 2026.

Earns 5% cash back on the first $500 spent each billing cycle in your top eligible spending category, then 1%, plus 1% unlimited on all other purchases.

Purchases made abroad or in a foreign currency incur a 3% foreign transaction fee.

The Citi Custom Cash Card is no longer available to new applicants as of May 28, 2026.

Earn $200 cash back (as ThankYou Points) after spending $1,500 on purchases in the first 6 months of account opening; offer current as of June 2026.

The card's ThankYou Points are only transferable to airline/hotel partners when paired with a premium Citi card; Citi's airline transfer partnerships ended effective January 25, 2026.