FlyerKey · Credit Card · 平安银行
SPABANK 保险卡unionpay
Card facts; redemption value fed by community reports. Commission never ranks.
平安银行unionpay
SPABANK 保险卡
Points
Annual feeCNY 300
Is the fee worth it?Reference est.
Annual feeCNY 300
insurance+CNY 200
High fee — worth it only with frequent use.
Reference estimates only. Commission plays no part in this calculation.
03
Key benefits
高达5万元汽车意外险
Issuer-stated最高15万高额燃气用户意外险＆火车/轮船意外险
Issuer-stated获全方位交通意外保障，高额燃气用户意外保障，挂失前72小时失卡保障
Issuer-stated保险随行
Issuer-statedApply at 平安银行
Off-site application. FlyerKey never processes the application — commission never influences how cards are ranked or described.
06
Contribute & ask
Your report goes through review; once adopted it becomes evidence here and the truth updates.