The Platinum Cardamex

The annual fee is $895, raised from $695 in September 2025.

Earns 1x other, 5x flights, 5x prepaid hotels.

Priority Pass; Centurion Lounge

Carries a set of enrollment-based annual statement credits (including hotel, Uber, and entertainment credits) that Amex markets as over $3,500 in potential annual value; several were revised in the 2026 refresh.

Earns 5x points on flights booked directly with airlines or through Amex Travel (up to $500,000 per calendar year), 5x on prepaid hotels booked through Amex Travel, and 1x on other purchases.

The card charges no foreign transaction fees.

Cardholders can enroll for Marriott Bonvoy Gold Elite status and Hilton Honors Gold status.

Includes access to Centurion Lounges, 10 complimentary Delta Sky Club visits per year, and enrollment in Priority Pass Select, spanning over 1,550 lounges.

Amex generally limits the welcome bonus to once per lifetime per card product; having previously held this exact card typically disqualifies you regardless of elapsed time.

The publicly advertised welcome offer is up to 175,000 Membership Rewards points after spending $12,000 on purchases in the first six months; offers are personalized and may differ.

Includes trip delay insurance up to $500 per trip (max two claims per 12 months), trip cancellation/interruption insurance up to $10,000 per trip and $20,000 per year, and secondary car rental loss and damage coverage.